YOU SAID:

the interest is always more than your minimum payment and most of all don't use a payday loan

INTO JAPANESE

利息は常に最低支払額を超えており、何よりもペイデイローンを使用していません

BACK INTO ENGLISH

Interest is always above the minimum payment and above all you are not using a payday loan

INTO JAPANESE

利息は常に最低支払額を上回っており、何よりもペイデイローンを使用していません

BACK INTO ENGLISH

Interest is always above the minimum payment and above all you are not using a payday loan