YOU SAID:

The problem with toddlers is that they do not understand money

INTO JAPANESE

幼児の問題は、彼らがお金を理解していないということです

BACK INTO ENGLISH

the problem with toddlers is that they don't understand the money

INTO JAPANESE

幼児の問題は、彼らがお金を理解していないことです

BACK INTO ENGLISH

the problem with toddlers is that they don't understand the money